Einde inhoudsopgave
Principles of European Insurance Contract Law
Article 15:101 Direct Claims and Defences
Geldend
Geldend vanaf 01-11-2015
- Bronpublicatie:
01-11-2015, Internet 2015, www.uibk.ac.at (uitgifte: 01-11-2015, kamerstukken/regelingnummer: -)
- Inwerkingtreding
01-11-2015
- Bronpublicatie inwerkingtreding:
01-11-2015, Internet 2015, www.uibk.ac.at (uitgifte: 01-11-2015, kamerstukken/regelingnummer: -)
- Vakgebied(en)
Internationaal privaatrecht / Algemeen
Verzekeringsrecht / Bijzondere onderwerpen
(1)
To the extent that the policyholder or the insured, as the case may be, is liable, the victim shall be entitled to a direct claim for compensation against the insurer under the insurance contract provided that
- (a)
the insurance is compulsory, or
- (b)
the policyholder or insured is insolvent, or
- (c)
the policyholder or insured has been liquidated or wound up, or
- (d)
the victim has suffered personal injury, or
- (e)
the law governing the liability provides for a direct claim.
(2)
As against the victim, the insurer may raise defences available under the insurance contract unless prohibited by specific provisions making the insurance compulsory. However, the insurer is not entitled to raise any defence based upon the conduct of the policyholder and/or the insured after the loss.