Article 2:502 Effects of the Policy

If the terms of the insurance policy differ from those in the policyholder's application or any prior agreement between the parties, such differences as have been highlighted in the policy shall be deemed to have been assented to by the policyholder unless he objects within one month of receipt of the policy. The insurer shall give the policyholder notice in bold print of the right to object to the differences highlighted in the policy.

If the insurer fails to comply with para. 1, the contract shall be deemed to have been agreed on the terms in the policyholder's application or the prior agreement of the parties, as the case may be.